CORAfrica will establish microcredit opportunities in rural areas especailly where its Community Education Centers (CECs) exist. Such a program will facilitate banking and loan repayment systems that would make possible the disbursement of low-interest soft loans to poor rural farmers, especially women. This will help CORAfrica manage a form of credit building for farming communities to support agricultural activities and other small business ventures that will in turn help parents and guardians pay for their children's education.

The program will enlist rural farmers (men and women) by training them locally in credit building, with a focus on self-reliance, strategic marketing, mass production and storage of home food items. This credit facility will in future advance farmers with materials such as fertilizers, agro-chemicals, seeds, farm implements and other needs.